Loan requests $100 – $5,000

Up to $5,000, minus the stress.

A short form, a nationwide network of lenders, and offers written in plain words. Take your time, ask questions, and decide when you are ready.

  • Free to request, no strings for looking
  • All credit histories welcome
  • Protected by 256-bit SSL encryption

How much do you need?

We use 256-bit SSL encryption to protect your information.

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How it works

Three gentle steps.

No branch visit, no stack of paperwork, nobody rushing you.

  1. Share a few details

    Choose an amount from $100 to $5,000 and answer some simple questions. Most people finish in a few minutes.

    Takes a few minutes
  2. Hear back from lenders

    Your request goes to lenders across the network. Those who can help reply with the terms they can offer.

    Often within minutes
  3. Take your time, then sign

    Read the offer at your own pace and sign only if it feels right. Funds can arrive as soon as the next business day.

    Your decision, always

See the full process

Why DLT Financial

Borrowing, without the knot in your stomach.

We built this for the ordinary moments that need a little help: a repair, a bill, a month that ran long. Here is what you can count on.

  • Nothing to pay for asking. Advertising partners fund the service, so requesting is free.
  • Private and protected. 256-bit SSL encryption keeps your details between you and the lenders reviewing them.
  • Your pace, your call. Decline any offer. Money moves only when you sign.

Get Started

Before you sign

Three things to read twice on any offer.

The amount and the APR

What you borrow and what it costs each year. The lender sets both and shows them before you agree.

The term and the payment

How long you repay and how much each payment is. Terms typically run 3 to 72 months.

Any fees

Origination and other charges vary between lenders. If a line is unclear, ask the lender before you sign.

Worked examples and typical APR ranges are on our Rates & Fees page.

Common questions

Questions, answered kindly

Can I use my loan funds for any purpose?

Absolutely, you can use the money from your loan for any purpose.

How long does the approval process take?

Your loan request should take just a few minutes to complete. Upon completion your loan request may be approved within minutes. If approved, your funds can be available as soon as the next business day. Processing times vary depending on the lender.

How much can I qualify for?

You can request up to $5,000 to find a loan you're qualified to receive, fill out our simple loan request. Your lender will take into account the information you enter, such as income and employment, as well as any additional information they may require, including, but not limited to, your credit history.

What if I don't have a bank account?

You must have a bank account (either checking or savings are valid) to be able to receive your loan.

See all FAQs

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